First Time Home Buyer’s Guide
Everything you need to know about the first time you buy a house, or a refresher for your second home and beyond! Check out the interactive version here.
13 Essential Things To Look For When Viewing A House
Finding a house you want to buy can be an exciting time. The house looks great in the photos, it feels right when you visit, it seems like this is ‘the one.’ But many houses hide darker secrets that might not be immediately obvious. How can you be sure there are no nasty surprises in store?
It’s easy to get carried away. You view the house in person and you can already picture where your things may go. The neighborhood seems great, and the price is right. But is it too good to be true?
There’s no need to worry. Some houses may come with hidden surprises, but a little [...]
The Beginners Guide to Understanding Home Loans
Should I Rent or Buy
Factors to ConsiderMaking the decision to buy your first home often starts rather casually. It often begins at the dinner table or out for a walk in the most innocuous way possible. From that initial discussion to completing the home purchase process can take 3 months, or 3 years. It all depends on where you stand - financially and with credit - along with the standing position of the housing market as a whole. Potential homebuyer(s) need to weigh all the options, access all the factors and do what they can to make a wise decision... [read more]
First Time Buyers: What You Need Know to Navigate the 2017 Market
Why Selective Compromise Is Key
When to Compromise & When to Stand FirmBefore we start it is important to understand there are a few parts and pieces of the home purchase process that you should never compromise. Comprise here - like choosing a mortgage lender based solely on interest rate or a real estate agent based on how much commission they will rebate at closing - will yield the same results as the craps table would. Sometimes you win, but most of the time you lose... [read more]
Home Budgeting & Planning
Taking Action - Home Budgeting & PlanningOne of the biggest traps new home-buyers fall into is using the maximum amount a mortgage professional qualifies them for instead of making sure they buy within their actual comfort zone. In other words, buying within their budget. You can’t buy within your budget unless you have one, so let’s get at it... [read more]
Am I ready to buy a house?
Five Signs You May Not be Ready to Buy, Yet.There might be some dissent amongst some housing professionals, but not everyone needs to own a home right now. Let’s face it reality, some people out there have no business owning a home at all, ever. Most of you, however, will eventually buy a home and be perfect homeowners. You just need to do a little legwork and address a few poor early 20’s life choices. Whatever your boat, here are some of the reasons you might consider waiting... [read more]
Do You Understand the Home Search Lingo?Don't get lost in the language of buying a house - here are key terms you need to know to make the most educated decision... [read more]
Your Pre-Approval Matters. Seriously.You do not have to search hard to find mortgage horror stories. Lost earnest money, broken moving arrangements and countless hours of wasted time; all because one piece of the home-buying process was half-heartedly completed - the pre-approval. Sometimes the loan officer is at fault and other times the borrower fails to disclose deal denying information. Set aside and focus on how to avoid costly issues that can often pop-up on a weak pre-approval... [read more]