First Time Home Buyer’s Guide
Everything you need to know about the first time you buy a house, or a refresher for your second home and beyond! Check out the interactive version here.
Find the Low Down Payment That’s Best for You
Many years ago, the primary sources of a home down payment lower than 20% were government programs like FHA and VA. Today, there are more than 1700 low down payment options available to help expedite the time it takes to put down a payment on your home.
Saving for a down payment is the greatest barrier first-time homebuyers face. More than half—56%—of a recent survey of millennial-age renters, say they’ve been unable to buy a home because they haven’t saved enough.Down Payment Myths
One reason for the confusion is the surprising number of renters who believe that they will need at least 20% of a home’s purchase for a down payment. A recent [...]
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Starting Out: How to Learn More About Home Loan Options for First-Time Buyers
Should I Rent or Buy
Factors to ConsiderMaking the decision to buy your first home often starts rather casually. It often begins at the dinner table or out for a walk in the most innocuous way possible. From that initial discussion to completing the home purchase process can take 3 months, or 3 years. It all depends on where you stand - financially and with credit - along with the standing position of the housing market as a whole. Potential homebuyer(s) need to weigh all the options, access all the factors and do what they can to make a wise decision... [read more]
First Time Buyers: What You Need Know to Navigate the 2017 Market
Why Selective Compromise Is Key
When to Compromise & When to Stand FirmBefore we start it is important to understand there are a few parts and pieces of the home purchase process that you should never compromise. Comprise here - like choosing a mortgage lender based solely on interest rate or a real estate agent based on how much commission they will rebate at closing - will yield the same results as the craps table would. Sometimes you win, but most of the time you lose... [read more]
Home Budgeting & Planning
Taking Action - Home Budgeting & PlanningOne of the biggest traps new home-buyers fall into is using the maximum amount a mortgage professional qualifies them for instead of making sure they buy within their actual comfort zone. In other words, buying within their budget. You can’t buy within your budget unless you have one, so let’s get at it... [read more]
Am I ready to buy a house?
Five Signs You May Not be Ready to Buy, Yet.There might be some dissent amongst some housing professionals, but not everyone needs to own a home right now. Let’s face it reality, some people out there have no business owning a home at all, ever. Most of you, however, will eventually buy a home and be perfect homeowners. You just need to do a little legwork and address a few poor early 20’s life choices. Whatever your boat, here are some of the reasons you might consider waiting... [read more]