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March 10, 2017

Benefits of Knowing Your Home’s Value Whether You are Staying or Selling

Benefits-of-Knowing-Home-ValueAny valuation of your house is an estimate. Even a professional appraisal is an opinion, although an educated one, of what the property might sell for if it were on the market. A property's value is also a snapshot in time, because its value changes over time: the local housing market might improve or decline. Also, the condition of the house over a period of time will have an impact on the value of the house. Whether you are staying in or selling your home, there are several benefits of knowing your home’s true value... [read more]
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February 15, 2017

How to Spot Up and Coming Neighborhoods in Your City

Are you looking to move and you want to find a great deal? Learn how to spot an up and coming neighborhood in your city and get in early.
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January 18, 2017

6 Real Estate Trends That Will Shape 2017

As you welcome 2017, a year of change, homebuyers and owners should stay informed by understanding the 6 real estate trends that will shape the 2017 market.
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January 16, 2017

Market Fragmentation: A 2017 Trend You’ll Want to Understand

Housing trends change quickly in today’s market. Read on to learn about market fragmentation, a 2017 real estate trend you can’t afford to not know about.
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December 5, 2016

Don’t Confuse the Price of a Home With the Cost of Homeownership

Before you start shopping for a home, it is a good idea to get pre-approved for a mortgage. Your lender will provide you a letter telling you the maximum amount for which you qualify. However, just because you can afford the mortgage up to a certain amount does not mean you can afford to buy a home at that price – the cost of homeownership is a different number than the home’s price itself.

When dealing with the shortages of affordable housing today and escalation prices, many buyers—especially first-time buyers—exceed their budgets. A recent study of real estate trends found that one-third of buyers exceed their initial budget when buying a home (32 percent), and [...]

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November 30, 2016

Top 10 Underrated and Undiscovered Destinations for Affordable Vacation or Investment Homes

Wouldn’t it be nice to own a vacation home that you could return to year after year? Perhaps just slip away after a long work week. Your own personal retreat from the hectic chaos of life? Or even a second home that’s not a liability but rather an asset, one that’s producing income for you? A vacation home in a sought after area may be more affordable than you think. Below is a list of the top 10 most affordable vacation areas that are still a popular, underrated and undiscovered destination. Of the top 20 vacation home destinations, the most affordable vacation home with a median price of only $95,000 in the Albany area of Clinton, Kentucky. Located right between Dale Hollow Lake [...]

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October 13, 2016

What Will Be the Lasting Impact of Brexit on US Mortgages?

Although Britain will not actually implement June’s Brexit referendum to leave the European Union until next March at the earliest, it has already made a major impact on US mortgage rates. Will the long term impact of Brexit be as significant?

Within days of the referendum, uncertainty about the potential impact of Brexit on European economies caused investors to sell riskier global stocks and buy safer U.S. mortgage bonds – which are among the safest bonds in the world because they are comprised of U.S. home loans. When this unexpected demand drove up the prices of mortgage-backed securities, bond yields fell and drove down mortgage interest rates. Mortgage rates [...]

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October 4, 2016

Home Affordability and the Election

Perhaps no single issue is as important to today’s real estate economy as affordability of both ownership and rental housing. High prices have made it difficult for first-time buyers to become homeowners even though record high rents are providing plenty of incentive. The result is that housing prices are a the top of many families’ agendas and big issues with millions of voters this election season.

Home prices have been rising steadily for more than four years. Since 2012, prices have risen roughly 40 percent, according to CoreLogic. From 2012 through 2015, US median incomes rose only 10 percent. Incomes are finally improving, but they have been depressed for seven years. [...]

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